Commercial Property Finance

Commercial Property Finance picture

Our specialty, and with over 10 years of experience in the industry, we can assist with your finance requirements.

Whether you want to own your commercial property or unlock its value to further grow your business, you don’t have weeks or months to wait for a financing decision. Our turnaround time for an answer is within 2-3 working days.

As South Africa’s leading independent financial services provider in the commercial property finance field, we assist:

  • Self-employed individuals/ Companies/Trusts to purchase and finance commercial property for owner occupation or investment. (Your business must be trading for a minimum period of 12 months to qualify)
  • Salaried individuals to purchase and finance commercial property for investment only.

Property that qualifies as commercial:

  • Factories
  • Offices (Full title and sectional title)
  • Block of flats
  • Residential estates
  • Shopping malls and shops
  • Shops and flat combinations
  • Storage facilities
  • Turn key developments
  • Building projects
  • Pre Schools
  • Property and business combination
  • Lodges/Guesthouses
  • Franchises
  • Petrol Stations

Criteria for finance:

  • 10-year loan term
  • Purchase/Application must be in the name of a legal entity. Either own Pty/Trust name or a property owing company name.
  • Two years' latest audited and signed financials must be submitted for self-employed.
  • If the property is for investment purposes a rent roll of the tenants must be submitted.


Meridian Finance does ask a professional fee of 0.80% of the grant amount, which is payable on acceptance of the loan offer.

What to look for in commercial property | Workspace ®


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