Business Loans

We secure business loans for existing business owners to assist with cash flow, for the purchase of stock, equipment, expansion, etc. over all industries. 

1. Short-term funding: Payout within 72 hours.

• Minimum loan of R10 000 and a maximum loan of R6 000 000.
• Six (6) to 12 (twelve) months repayment period.
• Interest-only option available and the full capital amount payable after the loan term amount.
• The loan can be settled at any time in full.

Criteria to qualify:

1. Your business must be in operation for a minimum of 12 months.

2. And have a minimum turnover of R500 000 per annum.

2. Long-term Funding over 10 Years.

• Minimum loan of R250 000 and no maximum loan restriction.

Criteria to qualify:

1. Your business must be in operation for a minimum of 12 months.

2. And have a minimum turnover of R1 000 000 per annum.

3. Now also funding for alternative energy solutions to keep your business going up to R2 million.

Contact us, we are eager to assist in securing the right loan option to suit your business needs.

Documents to submit:

1. 6 Months of business banking statements

2. CIPC Company Registration documents

3. Where the business property is leased, a copy of the lease agreement 

4. Where the business property is owned, a copy of the rates account or title deed in the name of the business 

5. Copy of ID documents of all directors/members.

6. Application form (Find it under "Application Forms")

6. VAT statements of account for the last two years.  We understand that you might require the loan to pay any outstanding VAT (if you are not registered for VAT, we need a letter from your accountant stating that you are not registered for VAT).

7. Latest two (2) years' signed financial statements.

* A credit consent form will be emailed to you on receipt of the above documents and a consultant will be in contact with you.